AXIS
ACE
Entry-level card · 4/year domestic lounge · fee waiver achievable around ₹2L annual spend · 3.5% forex markup.
Strong for lounge access (4/year) · Weak for high forex (3.5%)
Good for
- Airport lounge users
Not ideal for
- International spenders
Spend context
- Estimated monthly rewards: ~₹750/month (base rewards)
- Fee waiver achievable at this spend
- Forex cost ~₹1,750 per ₹50k international spend
Approximate, based on base rates and current snapshot.
Annual fee
₹499
Lounge
4/year (domestic)
Domestic lounge available; international details not available.
Forex
3.5%
Limited support — verify with issuer
Reward rate
1.5 pts/₹100
Above median base earn (1.5% vs ~1%).
Verified with issuer
View official source (opens in new tab)Lounge Access
- Domestic visits
- 4/year
- International visits
- Not included International details not available.
- Access condition
- Programme rules and spend conditions may apply — verify with Axis Issuer or programme conditions may apply.
International Use
- Forex markup
- 3.5%
- Product tier
- Entry-level
Fees
- Annual fee
- ₹499
- Joining fee
- ₹499
- Fee waiver spend
- ₹2,00,000 Below catalog median waiver (₹3,00,000 vs ₹2,00,000).
Rewards
- Points per ₹100
- 1.5 pts
- Point value
- ₹1
- Effective earn
- 1.5% (at stated point value)
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