AXIS

Horizon

Premium card · 32/year domestic lounge · 3.5% forex markup.

Strong for lounge access (32/year) · Weak for high forex (3.5%)

32/year domestic lounge
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Good for

  • Airport lounge users

Not ideal for

  • International spenders

Spend context

  • Estimated monthly rewards: Base earn unclear — verify on issuer site
  • Fee waiver conditions unclear — verify
  • Forex cost ~₹1,750 per ₹50k international spend

Approximate, based on base rates and current snapshot.

Annual fee
₹3,000
Lounge
32/year (domestic)
Forex
3.5%
Not a low-forex card (3.5%).
Reward rate
Not clearly specified

Verified with issuer

View official source (opens in new tab)

Lounge Access

Domestic visits
32/year
International visits
8/year

International Use

Forex markup
3.5%
Product tier
Premium

Fees

Annual fee
₹3,000
Joining fee
₹3,000

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