Flipkart vs IndianOil RBL Bank XTRA – Full comparison
Verified with issuer
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View official source (opens in new tab)Spend context
At ₹50k/month spend:
- Flipkart: ~₹750/month at base rate
- IndianOil RBL Bank XTRA: ~₹130/month at base rate
Flipkart shows higher base earn at this spend
Approximate, based on base rates (before caps).
| Flipkart AXIS | IndianOil RBL Bank XTRA RBL | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits spend-gated on some cards — see caveats 4/year vs None | 4/year | None |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Annual fee | ₹500 | ₹500 |
| Joining fee | ₹500 | ₹500 |
| Fee waiver spend Only available for Flipkart | ₹3,50,000 | Not clearly specified |
| Rewards | ||
| Points per ₹100 1.5 pts vs 1 pts | 1.5 pts | 1 pts |
| Point cash value ₹1 vs ₹0.25 | ₹1 | ₹0.25 |
Notes
- Axis Bank Flipkart Credit Card: Minimum ₹50,000 card spend in the preceding three calendar months — verify with Axis
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.