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Privilege vs IDFC First Bank Ashva Metal – Full comparison
Both cards verified with issuer
Privilege source IDFC First Bank Ashva Metal sourceForex costs are a key difference
Key differences
Best forex IDFC First Bank Ashva Metal 1%
Lowest fee Privilege ₹1,500
Best lounge IDFC First Bank Ashva Metal 16/year lounge
Spend context
At ₹50k/month spend:
- Privilege: ~₹1,600/month at base rate
- IDFC First Bank Ashva Metal: ~₹130/month at base rate
Approximate, based on base rates (before caps).
| Privilege AXIS | IDFC First Bank Ashva Metal IDFC | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 8/year vs 16/year | 8/year | 16/year |
| Forex / International Use | ||
| Forex markup 3.5% vs 1% | 3.5% | 1% |
| Fees | ||
| Annual fee ₹1,500 vs ₹2,999 | ₹1,500 | ₹2,999 |
| Joining fee ₹1,500 vs ₹2,999 | ₹1,500 | ₹2,999 |
| Rewards | ||
| Reward points (base spend) 16 pts/₹100 vs 1 pts/₹150 | 16 pts/₹100 | 1 pts/₹150 |
| Point cash value ₹0.2 vs ₹0.4 | ₹0.2 | ₹0.4 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
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Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.