Add more cards → Shortlist 2–4 cards
Reserve vs Infinia – Full comparison
Both cards verified with issuer
Reserve source Infinia sourceAnnual fee structure is a key difference
Key differences
Best forex Reserve 1.5%
Lowest fee Infinia ₹12,500
Spend context
At ₹50k/month spend:
- Infinia: ~₹1,670/month at base rate
- Reserve: Base earn not clearly specified
Approximate, based on base rates (before caps).
| Reserve AXIS | Infinia HDFC | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits No difference | Unlimited | Unlimited |
| International lounge visits Only available for Reserve | 12/year | Varies by variant |
| Forex / International Use | ||
| Forex markup 1.5% vs 2% | 1.5% | 2% |
| Fees | ||
| Annual fee ₹50,000 vs ₹12,500 | ₹50,000 | ₹12,500 |
| Joining fee ₹50,000 vs ₹12,500 | ₹50,000 | ₹12,500 |
| Fee waiver spend Only available for Infinia | Not clearly specified | ₹10,00,000 |
| Rewards | ||
| Points per ₹150 Only available for Infinia | Check issuer | 5 pts |
| Point cash value No difference | ₹1 | ₹1 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Related compare links
- Reserve vs Burgundy Private AXIS vs AXIS
- Reserve vs Magnus AXIS vs AXIS
- Reserve vs Atlas AXIS vs AXIS
- Infinia vs Diners Club Black HDFC vs HDFC
- Infinia vs Regalia HDFC vs HDFC
- Infinia vs Regalia Gold HDFC vs HDFC
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.