Add more cards → Shortlist 2–4 cards
Diners Club Black vs Emeralde – Full comparison
Both cards verified with issuer
Diners Club Black source Emeralde sourceAnnual fee structure is a key difference
Key differences
Lowest fee Diners Club Black ₹10,000
Spend context
At ₹50k/month spend:
- Diners Club Black: ~₹1,670/month at base rate
- Emeralde: ~₹750/month at base rate
Approximate, based on base rates (before caps).
| Diners Club Black HDFC | Emeralde ICICI | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits No difference | Unlimited | Unlimited |
| International lounge visits Only available for Diners Club Black | 6/year | Varies by variant |
| Forex / International Use | ||
| Forex markup No difference | 2% | 2% |
| Fees | ||
| Annual fee ₹10,000 vs ₹12,000 | ₹10,000 | ₹12,000 |
| Joining fee ₹10,000 vs ₹12,000 | ₹10,000 | ₹12,000 |
| Fee waiver spend ₹5,00,000 vs ₹10,00,000 | ₹5,00,000 | ₹10,00,000 |
| Rewards | ||
| Reward points (base spend) 5 pts/₹150 vs 6 pts/₹100 | 5 pts/₹150 | 6 pts/₹100 |
| Point cash value ₹1 vs ₹0.25 | ₹1 | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Related compare links
- Diners Club Black vs Infinia HDFC vs HDFC
- Diners Club Black vs Regalia HDFC vs HDFC
- Diners Club Black vs Regalia Gold HDFC vs HDFC
- Emeralde vs Times Black ICICI Bank ICICI vs ICICI
- Emeralde vs Sapphiro ICICI vs ICICI
- Emeralde vs Rubyx American Express ICICI vs ICICI
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.