Millennia vs Tata Neu Plus HDFC Bank – Full comparison
Verified with issuer
View official source (opens in new tab)Verified with issuer
View official source (opens in new tab)Spend context
At ₹50k/month spend:
- Millennia: ~₹1,000/month at base rate
- Tata Neu Plus HDFC Bank: ~₹130/month at base rate
Approximate, based on base rates (before caps).
| Millennia HDFC | Tata Neu Plus HDFC Bank HDFC | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits None vs 4/year | None | 4/year |
| Forex / International Use | ||
| Forex markup | 2% | 2% |
| Fees | ||
| Annual fee ₹1,000 vs ₹499 | ₹1,000 | ₹499 |
| Joining fee ₹1,000 vs ₹499 | ₹1,000 | ₹499 |
| Fee waiver spend | ₹1,00,000 | ₹1,00,000 |
| Rewards | ||
| Reward points (base spend) 3 pts/₹150 vs 1 pts/₹100 | 3 pts/₹150 | 1 pts/₹100 |
| Point cash value ₹1 vs ₹0.25 | ₹1 | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.