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Regalia vs Tata Neu Infinity HDFC Bank – Full comparison

Both cards verified with issuer

Regalia source Tata Neu Infinity HDFC Bank source

Forex costs are a key difference

Key differences

Best forex Tata Neu Infinity HDFC Bank 2%
Lowest fee Tata Neu Infinity HDFC Bank ₹1,499

Spend context

At ₹50k/month spend:

  • Regalia: ~₹670/month at base rate
  • Tata Neu Infinity HDFC Bank: ~₹630/month at base rate

Approximate, based on base rates (before caps).

Regalia HDFC Tata Neu Infinity HDFC Bank HDFC
Lounge Access
Domestic lounge visits
2/quarter vs 8/year
2/quarter 8/year
International lounge visits
Only available for Regalia
6/year Varies by variant
Forex / International Use
Forex markup
Source agreement differs — verify both.
3.5% vs 2%
3.5% 2%
Fees
Annual fee
₹2,500 vs ₹1,499
₹2,500 ₹1,499
Joining fee
₹2,500 vs ₹1,499
₹2,500 ₹1,499
Fee waiver spend
No difference
₹3,00,000 ₹3,00,000
Rewards
Reward points (base spend)
4 pts/₹150 vs 5 pts/₹100
4 pts/₹150 5 pts/₹100
Point cash value
₹0.5 vs ₹0.25
₹0.5 ₹0.25

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.