Swiggy HDFC Bank vs Tata Neu Plus HDFC Bank – Full comparison
Verified with issuer
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View official source (opens in new tab)Spend context
At ₹50k/month spend:
- Swiggy HDFC Bank: ~₹500/month at base rate
- Tata Neu Plus HDFC Bank: ~₹130/month at base rate
Approximate, based on base rates (before caps).
| Swiggy HDFC Bank HDFC | Tata Neu Plus HDFC Bank HDFC | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits None vs 4/year | None | 4/year |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 3.5% vs 2% | 3.5% | 2% |
| Fees | ||
| Annual fee ₹500 vs ₹499 | ₹500 | ₹499 |
| Joining fee ₹500 vs ₹499 | ₹500 | ₹499 |
| Fee waiver spend ₹2,00,000 vs ₹1,00,000 | ₹2,00,000 | ₹1,00,000 |
| Rewards | ||
| Points per ₹100 | 1 pts | 1 pts |
| Point cash value ₹1 vs ₹0.25 | ₹1 | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.