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HPCL Super Saver vs Kotak Mojo Platinum — Which is Better?

This page compares two cards side-by-side so you can pick the better fit. Use it to verify fees, lounge access, forex markup, and base rewards before you apply.

Quick comparison

Feature HPCL Super Saver Kotak Mojo Platinum
Annual fee ₹500 ₹1,000
Forex fee 3.5% 3.5%
Domestic lounge 4/year 8/year

Pick based on what matters

Start with the constraint you care about most: annual fee (HPCL Super Saver: ₹500 vs Kotak Mojo Platinum: ₹1,000), forex markup (3.5% vs 3.5%), or lounge access (1 vs 8).

Explore: HPCL Super Saver card page · Kotak Mojo Platinum card page · best credit cards in India

Source: ICICI Bank official terms

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Source: Kotak Mahindra Bank official terms

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Example usage at this monthly spend

At ₹50k/month spend:

Illustrative only, using current base rates before caps.

HPCL Super Saver ICICI Kotak Mojo Platinum KOTAK
Lounge Access
Domestic lounge visits
1/quarter vs 8/year
1/quarter 8/year
International lounge visits
Only available for HPCL Super Saver
4/year Varies by variant
Forex / International Use
Forex markup 3.5% 3.5%
Fees
Annual fee
₹500 vs ₹1,000
₹500 ₹1,000
Joining fee
₹500 vs ₹1,000
₹500 ₹1,000
Fee waiver spend
Only available for HPCL Super Saver
₹1,50,000 Not clearly specified
Rewards
Points per ₹150
10 pts vs 8 pts
10 pts 8 pts
Point cash value
Only available for HPCL Super Saver
₹0.25 Check issuer

Notes

Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.