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Cashback SBI Card vs SBI SimplyCLICK – Full comparison

Verified with issuer

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Verified with issuer

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Spend context

At ₹50k/month spend:

  • Cashback SBI Card: ~₹500/month at base rate
  • SBI SimplyCLICK: ~₹130/month at base rate

Approximate, based on base rates (before caps).

Cashback SBI Card SBI SBI SimplyCLICK SBI
Lounge Access
Domestic lounge visits None None
Forex / International Use
Forex markup 3.5% 3.5%
Fees
Annual fee
₹999 vs ₹499
₹999 ₹499
Joining fee
₹999 vs ₹499
₹999 ₹499
Fee waiver spend
₹2,00,000 vs ₹1,00,000
₹2,00,000 ₹1,00,000
Rewards
Points per ₹100 1 pts 1 pts
Point cash value
₹1 vs ₹0.25
₹1 ₹0.25

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.