IRCTC SBI Platinum vs SBI SimplyCLICK – Full comparison
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At ₹50k/month spend:
- IRCTC SBI Platinum: ~₹130/month at base rate
- SBI SimplyCLICK: ~₹130/month at base rate
Approximate, based on base rates (before caps).
| IRCTC SBI Platinum SBI | SBI SimplyCLICK SBI | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | None | None |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Annual fee ₹500 vs ₹499 | ₹500 | ₹499 |
| Joining fee ₹500 vs ₹499 | ₹500 | ₹499 |
| Fee waiver spend ₹75,000 vs ₹1,00,000 | ₹75,000 | ₹1,00,000 |
| Rewards | ||
| Points per ₹100 | 1 pts | 1 pts |
| Point cash value | ₹0.25 | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.