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SBI Prime vs SBI PULSE – Full comparison
Both cards verified with issuer
SBI Prime source SBI PULSE sourceForex costs are a key difference
Key differences
Best forex SBI PULSE 1.99%
Lowest fee SBI PULSE ₹1,499
Best lounge SBI PULSE 16/year lounge
Spend context
At ₹50k/month spend:
- SBI Prime: ~₹250/month at base rate
- SBI PULSE: ~₹250/month at base rate
Approximate, based on base rates (before caps).
| SBI Prime SBI | SBI PULSE SBI | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 2/quarter vs 16/year | 2/quarter | 16/year |
| International lounge visits Only available for SBI Prime | 4/year | Varies by variant |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 3.5% vs 1.99% | 3.5% | 1.99% |
| Fees | ||
| Annual fee ₹2,999 vs ₹1,499 | ₹2,999 | ₹1,499 |
| Joining fee ₹2,999 vs ₹1,499 | ₹2,999 | ₹1,499 |
| Fee waiver spend ₹3,00,000 vs ₹2,00,000 | ₹3,00,000 | ₹2,00,000 |
| Rewards | ||
| Points per ₹100 No difference | 2 pts | 2 pts |
| Point cash value No difference | ₹0.25 | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Related compare links
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- SBI Prime vs PhonePe SBI SELECT BLACK SBI vs SBI
- SBI Prime vs Cashback SBI Card SBI vs SBI
- SBI PULSE vs BPCL SBI Card Octane SBI vs SBI
- SBI PULSE vs PhonePe SBI SELECT BLACK SBI vs SBI
- SBI PULSE vs Cashback SBI Card SBI vs SBI
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.