IDFC
IDFC First Bank Mayura
Premium card · 16/year domestic lounge (quarterly cap) · 0% forex markup.
Strong for low forex (0%) and lounge access (4/quarter) · Weak for low base rewards (~0.3%)
4/quarter domestic lounge 0% forex markup
Good for
- International spenders
- Airport lounge users
Not ideal for
- Rewards-focused users
Spend context
- Estimated monthly rewards: ~₹170/month (base rewards)
- Fee waiver conditions unclear — verify
Approximate, based on base rates and current snapshot.
Annual fee
₹5,999
Lounge
4/quarter (domestic)
Domestic lounge available; international details not available.
Forex
0%
Low forex markup (0%).
Reward rate
1 pts/₹150
Below median base earn (0.3% vs ~1%).
Verified with issuer
View official source (opens in new tab)Lounge Access
- Domestic visits
- 4/quarter
- International visits
- Not included International details not available.
International Use
- Forex markup
- 0%
- Product tier
- Premium
Fees
- Annual fee
- ₹5,999
- Joining fee
- ₹5,999
Rewards
- Points per ₹150
- 1 pts
- Point value
- ₹0.5
- Effective earn
- 0.3% (at stated point value)
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