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Atlas vs IDFC First Bank Mayura – Full comparison
Both cards verified with issuer
Atlas source IDFC First Bank Mayura sourceForex costs are a key difference
Key differences
Best forex IDFC First Bank Mayura 0%
Lowest fee Atlas ₹5,000
Best lounge IDFC First Bank Mayura 16/year lounge
Spend context
At ₹50k/month spend:
- Atlas: ~₹500/month at base rate
- IDFC First Bank Mayura: ~₹170/month at base rate
Approximate, based on base rates (before caps).
| Atlas AXIS | IDFC First Bank Mayura IDFC | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 2/quarter vs 4/quarter | 2/quarter | 4/quarter |
| International lounge visits Only available for Atlas | 6/year | Varies by variant |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 3.5% vs 0% | 3.5% | 0% |
| Fees | ||
| Annual fee ₹5,000 vs ₹5,999 | ₹5,000 | ₹5,999 |
| Joining fee ₹5,000 vs ₹5,999 | ₹5,000 | ₹5,999 |
| Fee waiver spend Only available for Atlas | ₹7,50,000 | Not clearly specified |
| Rewards | ||
| Reward points (base spend) 2 pts/₹100 vs 1 pts/₹150 | 2 pts/₹100 | 1 pts/₹150 |
| Point cash value No difference | ₹0.5 | ₹0.5 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Related compare links
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- IDFC First Bank Mayura vs IDFC FIRST Millennia IDFC vs IDFC
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.