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Burgundy Private vs Times Black ICICI Bank — Which is Better?

This page compares two cards side-by-side so you can pick the better fit. Use it to verify fees, lounge access, forex markup, and base rewards before you apply.

Quick comparison

Feature Burgundy Private Times Black ICICI Bank
Annual fee ₹40,000 ₹20,000
Forex fee 1.5% 1.49%
Domestic lounge Unlimited Unlimited

Pick based on what matters

Start with the constraint you care about most: annual fee (Burgundy Private: ₹40,000 vs Times Black ICICI Bank: ₹20,000), forex markup (1.5% vs 1.49%), or lounge access (unlimited vs unlimited).

Explore: Burgundy Private card page · Times Black ICICI Bank card page · best credit cards in India

Source: Axis Bank official terms

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Source: ICICI Bank official terms

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Example usage at this monthly spend

At ₹50k/month spend:

Illustrative only, using current base rates before caps.

Burgundy Private AXIS Times Black ICICI Bank ICICI
Lounge Access
Domestic lounge visits Unlimited Unlimited
International lounge visits
Only available for Burgundy Private
12/year Varies by variant
Forex / International Use
Forex markup
1.5% vs 1.49%
1.5% 1.49%
Fees
Annual fee
₹40,000 vs ₹20,000
₹40,000 ₹20,000
Joining fee
₹40,000 vs ₹20,000
₹40,000 ₹20,000
Fee waiver spend
Only available for Times Black ICICI Bank
Not clearly specified ₹25,00,000
Rewards
Point cash value
Only available for Burgundy Private
₹1 Check issuer

Notes

Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.