ICICI
Times Black ICICI Bank
Super-premium card · strong domestic lounge · international details not available · fee waiver achievable around ₹25L annual spend · 1.49% forex markup.
Strong for lounge access (unlimited) · Weak for high annual fee (₹20K)
Unlimited domestic lounge 1.49% forex markup
Good for
- International spenders
- Airport lounge users
Not ideal for
- Fee-sensitive users
Spend context
- Estimated monthly rewards: Base earn unclear — verify on issuer site
- Fee waiver unlikely at this spend
- Forex cost ~₹750 per ₹50k international spend
Approximate, based on base rates and current snapshot.
Annual fee
₹20,000
Lounge
Unlimited (domestic)
Domestic lounge available; international details not available.
Forex
1.49%
Limited support — verify with issuer
Reward rate
Not clearly specified
Verified with issuer
View official source (opens in new tab)Lounge Access
- Domestic visits
- Unlimited
- International visits
- Not included International details not available.
International Use
- Forex markup
- 1.49%
- Product tier
- Super-premium
Fees
- Annual fee
- ₹20,000
- Joining fee
- ₹20,000
- Fee waiver spend
- ₹25,00,000 Above catalog median waiver (₹3,00,000 vs ₹25,00,000).
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