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Cashback vs MoneyBack Plus – Full comparison
Both cards verified with issuer
Cashback source MoneyBack Plus sourceAnnual fee structure is a key difference
Key differences
Lowest fee MoneyBack Plus ₹500
Spend context
At ₹50k/month spend:
- Cashback: Base earn not clearly specified
- MoneyBack Plus: Base earn not clearly specified
Approximate, based on base rates (before caps).
| Cashback AXIS | MoneyBack Plus HDFC | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits No difference | None | None |
| Forex / International Use | ||
| Forex markup No difference | 3.5% | 3.5% |
| Fees | ||
| Annual fee ₹1,000 vs ₹500 | ₹1,000 | ₹500 |
| Joining fee ₹1,000 vs ₹500 | ₹1,000 | ₹500 |
| Fee waiver spend Only available for MoneyBack Plus | Not clearly specified | ₹50,000 |
| Rewards | ||
| Point cash value Only available for MoneyBack Plus | Check issuer | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
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Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.