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IndianOil Axis Bank Premium vs Tata Neu Infinity HDFC Bank – Full comparison

Both cards verified with issuer

IndianOil Axis Bank Premium source Tata Neu Infinity HDFC Bank source

Forex costs are a key difference

Key differences

Best forex Tata Neu Infinity HDFC Bank 2%
Lowest fee IndianOil Axis Bank Premium ₹1,000

Spend context

At ₹50k/month spend:

  • Tata Neu Infinity HDFC Bank: ~₹630/month at base rate
  • IndianOil Axis Bank Premium: Base earn not clearly specified

Approximate, based on base rates (before caps).

IndianOil Axis Bank Premium AXIS Tata Neu Infinity HDFC Bank HDFC
Lounge Access
Domestic lounge visits
2/quarter vs 8/year
2/quarter 8/year
Forex / International Use
Forex markup
Source agreement differs — verify both.
3.5% vs 2%
3.5% 2%
Fees
Annual fee
₹1,000 vs ₹1,499
₹1,000 ₹1,499
Joining fee
₹1,000 vs ₹1,499
₹1,000 ₹1,499
Fee waiver spend
Only available for Tata Neu Infinity HDFC Bank
Not clearly specified ₹3,00,000
Rewards
Points per ₹100
Only available for Tata Neu Infinity HDFC Bank
Check issuer 5 pts
Point cash value
Only available for Tata Neu Infinity HDFC Bank
Check issuer ₹0.25

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.