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IDFC FIRST Millennia vs RBL Bank World Safari – Full comparison

Both cards verified with issuer

IDFC FIRST Millennia source RBL Bank World Safari source

Forex costs are a key difference

Key differences

Best forex RBL Bank World Safari 0%

Spend context

At ₹50k/month spend:

  • IDFC FIRST Millennia: ~₹250/month at base rate
  • RBL Bank World Safari: ~₹250/month at base rate

Approximate, based on base rates (before caps).

IDFC FIRST Millennia IDFC RBL Bank World Safari RBL
Lounge Access
Domestic lounge visits
No difference
4/year 4/year
Forex / International Use
Forex markup
3.5% vs 0%
3.5% 0%
Fees
Annual fee
No difference
₹0 ₹0
Joining fee
No difference
₹0 ₹0
Rewards
Reward points (base spend)
3 pts/₹150 vs 2 pts/₹100
3 pts/₹150 2 pts/₹100
Point cash value
No difference
₹0.25 ₹0.25

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.