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Magnus vs Times Black ICICI Bank – Full comparison

Both cards verified with issuer

Magnus source Times Black ICICI Bank source

Annual fee structure is a key difference

Key differences

Best forex Times Black ICICI Bank 1.49%
Lowest fee Magnus ₹12,500

Spend context

At ₹50k/month spend:

  • Magnus: ~₹2,500/month at base rate
  • Times Black ICICI Bank: Base earn not clearly specified

Approximate, based on base rates (before caps).

Magnus AXIS Times Black ICICI Bank ICICI
Lounge Access
Domestic lounge visits
No difference
Unlimited Unlimited
Forex / International Use
Forex markup
Source agreement differs — verify both.
2% vs 1.49%
2% 1.49%
Fees
Annual fee
₹12,500 vs ₹20,000
₹12,500 ₹20,000
Joining fee
₹12,500 vs ₹20,000
₹12,500 ₹20,000
Fee waiver spend
No difference
₹25,00,000 ₹25,00,000
Rewards
Points per ₹100
Only available for Magnus
5 pts Check issuer
Point cash value
Only available for Magnus
₹1 Check issuer

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.