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ACE vs Flipkart – Full comparison

Both cards verified with issuer

ACE source Flipkart source

Annual fee structure is a key difference

Key differences

Lowest fee ACE ₹499

Spend context

At ₹50k/month spend:

  • ACE: ~₹750/month at base rate
  • Flipkart: ~₹750/month at base rate

Approximate, based on base rates (before caps).

ACE AXIS Flipkart AXIS
Lounge Access
Domestic lounge visits
spend-gated on some cards — see caveats
No difference
4/year 4/year
Forex / International Use
Forex markup
No difference
3.5% 3.5%
Fees
Annual fee
₹499 vs ₹500
₹499 ₹500
Joining fee
₹499 vs ₹500
₹499 ₹500
Fee waiver spend
₹2,00,000 vs ₹3,50,000
₹2,00,000 ₹3,50,000
Rewards
Points per ₹100
No difference
1.5 pts 1.5 pts
Point cash value
No difference
₹1 ₹1

Notes

  • Axis Bank ACE Credit Card: Programme rules and spend conditions may apply — verify with Axis
  • Axis Bank Flipkart Credit Card: Minimum ₹50,000 card spend in the preceding three calendar months — verify with Axis
  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.