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Burgundy Private vs Diners Club Black – Full comparison

Both cards verified with issuer

Burgundy Private source Diners Club Black source

Annual fee structure is a key difference

Key differences

Best forex Burgundy Private 1.5%
Lowest fee Diners Club Black ₹10,000

Spend context

At ₹50k/month spend:

  • Diners Club Black: ~₹1,670/month at base rate
  • Burgundy Private: Base earn not clearly specified

Approximate, based on base rates (before caps).

Burgundy Private AXIS Diners Club Black HDFC
Lounge Access
Domestic lounge visits
No difference
Unlimited Unlimited
International lounge visits
12/year vs 6/year
12/year 6/year
Forex / International Use
Forex markup
1.5% vs 2%
1.5% 2%
Fees
Annual fee
₹40,000 vs ₹10,000
₹40,000 ₹10,000
Joining fee
₹40,000 vs ₹10,000
₹40,000 ₹10,000
Fee waiver spend
Only available for Diners Club Black
Not clearly specified ₹5,00,000
Rewards
Points per ₹150
Only available for Diners Club Black
Check issuer 5 pts
Point cash value
No difference
₹1 ₹1

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.