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Flipkart vs MoneyBack Plus – Full comparison

Both cards verified with issuer

Flipkart source MoneyBack Plus source

Annual fee structure is a key difference

Key differences

Best lounge Flipkart 4/year lounge

Spend context

At ₹50k/month spend:

  • Flipkart: ~₹750/month at base rate
  • MoneyBack Plus: Base earn not clearly specified

Approximate, based on base rates (before caps).

Flipkart AXIS MoneyBack Plus HDFC
Lounge Access
Domestic lounge visits
spend-gated on some cards — see caveats
4/year vs None
4/year None
Forex / International Use
Forex markup
No difference
3.5% 3.5%
Fees
Annual fee
No difference
₹500 ₹500
Joining fee
No difference
₹500 ₹500
Fee waiver spend
₹3,50,000 vs ₹50,000
₹3,50,000 ₹50,000
Rewards
Points per ₹100
Only available for Flipkart
1.5 pts Check issuer
Point cash value
₹1 vs ₹0.25
₹1 ₹0.25

Notes

  • Axis Bank Flipkart Credit Card: Minimum ₹50,000 card spend in the preceding three calendar months — verify with Axis
  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.