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IndianOil Axis Bank Premium vs MoneyBack Plus – Full comparison

Both cards verified with issuer

IndianOil Axis Bank Premium source MoneyBack Plus source

Annual fee structure is a key difference

Key differences

Lowest fee MoneyBack Plus ₹500
Best lounge IndianOil Axis Bank Premium 8/year lounge

Spend context

At ₹50k/month spend:

  • IndianOil Axis Bank Premium: Base earn not clearly specified
  • MoneyBack Plus: Base earn not clearly specified

Approximate, based on base rates (before caps).

IndianOil Axis Bank Premium AXIS MoneyBack Plus HDFC
Lounge Access
Domestic lounge visits
2/quarter vs None
 2/quarter None
Forex / International Use
Forex markup
No difference
 3.5% 3.5%
Fees
Annual fee
₹1,000 vs ₹500
 ₹1,000 ₹500
Joining fee
₹1,000 vs ₹500
 ₹1,000 ₹500
Fee waiver spend
Only available for MoneyBack Plus
 Not clearly specified ₹50,000
Rewards
Point cash value
Only available for MoneyBack Plus
 Check issuer ₹0.25

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Source: issuer websites + manual verification · Last verified 20 April 2026
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.