Add more cards → Shortlist 2–4 cards
SELECT vs HPCL IDFC First Power+ – Full comparison
Both cards verified with issuer
SELECT source HPCL IDFC First Power+ sourceAnnual fee structure is a key difference
Key differences
Lowest fee HPCL IDFC First Power+ ₹1,999
Best lounge SELECT 8/year lounge
Spend context
At ₹50k/month spend:
- SELECT: ~₹500/month at base rate
- HPCL IDFC First Power+: ~₹130/month at base rate
Approximate, based on base rates (before caps).
| SELECT AXIS | HPCL IDFC First Power+ IDFC | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 2/quarter vs None | 2/quarter | None |
| International lounge visits Only available for SELECT | 2/year | Varies by variant |
| Forex / International Use | ||
| Forex markup No difference | 3.5% | 3.5% |
| Fees | ||
| Annual fee ₹3,000 vs ₹1,999 | ₹3,000 | ₹1,999 |
| Joining fee ₹3,000 vs ₹1,999 | ₹3,000 | ₹1,999 |
| Fee waiver spend Only available for SELECT | ₹6,00,000 | Not clearly specified |
| Rewards | ||
| Points per ₹100 5 pts vs 1 pts | 5 pts | 1 pts |
| Point cash value ₹0.2 vs ₹0.25 | ₹0.2 | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Related compare links
- SELECT vs Horizon AXIS vs AXIS
- SELECT vs Privilege AXIS vs AXIS
- SELECT vs Atlas AXIS vs AXIS
- HPCL IDFC First Power+ vs IDFC First Bank Ashva Metal IDFC vs IDFC
- HPCL IDFC First Power+ vs IDFC FIRST Millennia IDFC vs IDFC
- HPCL IDFC First Power+ vs IDFC FIRST Private Reserve IDFC vs IDFC
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.