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Tata Neu Infinity HDFC Bank vs Kotak Mojo Platinum – Full comparison
Both cards verified with issuer
Tata Neu Infinity HDFC Bank source Kotak Mojo Platinum sourceForex costs are a key difference
Key differences
Best forex Tata Neu Infinity HDFC Bank 2%
Lowest fee Kotak Mojo Platinum ₹1,000
Spend context
At ₹50k/month spend:
- Tata Neu Infinity HDFC Bank: ~₹630/month at base rate
- Kotak Mojo Platinum: Base earn not clearly specified
Approximate, based on base rates (before caps).
| Tata Neu Infinity HDFC Bank HDFC | Kotak Mojo Platinum KOTAK | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits No difference | 8/year | 8/year |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 2% vs 3.5% | 2% | 3.5% |
| Fees | ||
| Annual fee ₹1,499 vs ₹1,000 | ₹1,499 | ₹1,000 |
| Joining fee ₹1,499 vs ₹1,000 | ₹1,499 | ₹1,000 |
| Fee waiver spend Only available for Tata Neu Infinity HDFC Bank | ₹3,00,000 | Not clearly specified |
| Rewards | ||
| Reward points (base spend) 5 pts/₹100 vs 8 pts/₹150 | 5 pts/₹100 | 8 pts/₹150 |
| Point cash value Only available for Tata Neu Infinity HDFC Bank | ₹0.25 | Check issuer |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
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Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.