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Tata Neu Infinity HDFC Bank vs Kotak Mojo Platinum – Full comparison

Both cards verified with issuer

Tata Neu Infinity HDFC Bank source Kotak Mojo Platinum source

Forex costs are a key difference

Key differences

Best forex Tata Neu Infinity HDFC Bank 2%
Lowest fee Kotak Mojo Platinum ₹1,000

Spend context

At ₹50k/month spend:

  • Tata Neu Infinity HDFC Bank: ~₹630/month at base rate
  • Kotak Mojo Platinum: Base earn not clearly specified

Approximate, based on base rates (before caps).

Tata Neu Infinity HDFC Bank HDFC Kotak Mojo Platinum KOTAK
Lounge Access
Domestic lounge visits
No difference
8/year 8/year
Forex / International Use
Forex markup
Source agreement differs — verify both.
2% vs 3.5%
2% 3.5%
Fees
Annual fee
₹1,499 vs ₹1,000
₹1,499 ₹1,000
Joining fee
₹1,499 vs ₹1,000
₹1,499 ₹1,000
Fee waiver spend
Only available for Tata Neu Infinity HDFC Bank
₹3,00,000 Not clearly specified
Rewards
Reward points (base spend)
5 pts/₹100 vs 8 pts/₹150
5 pts/₹100 8 pts/₹150
Point cash value
Only available for Tata Neu Infinity HDFC Bank
₹0.25 Check issuer

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.