Add more cards → Shortlist 2–4 cards

BPCL SBI Card Octane vs SBI ELITE – Full comparison

Both cards verified with issuer

BPCL SBI Card Octane source SBI ELITE source

Forex costs are a key difference

Key differences

Best forex SBI ELITE 1.99%
Lowest fee BPCL SBI Card Octane ₹1,499
Best lounge SBI ELITE 6/year lounge

Spend context

At ₹50k/month spend:

  • BPCL SBI Card Octane: ~₹130/month at base rate
  • SBI ELITE: Base earn not clearly specified

Approximate, based on base rates (before caps).

BPCL SBI Card Octane SBI SBI ELITE SBI
Lounge Access
Domestic lounge visits
None vs 6/year
 None 6/year
Forex / International Use
Forex markup
Source agreement differs — verify both.
3.5% vs 1.99%
 3.5% 1.99%
Fees
Annual fee
₹1,499 vs ₹4,999
 ₹1,499 ₹4,999
Joining fee
₹1,499 vs ₹4,999
 ₹1,499 ₹4,999
Fee waiver spend
₹2,00,000 vs ₹6,00,000
 ₹2,00,000 ₹6,00,000
Rewards
Points per ₹100
1 pts vs 2 pts
 1 pts 2 pts
Point cash value
Only available for BPCL SBI Card Octane
 ₹0.25 Check issuer

Notes

  • Some data has low confidence — verify with the issuer before relying on it.
  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Source: issuer websites + manual verification · Last verified 20 April 2026
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.