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SBI ELITE vs SBI Prime – Full comparison
Both cards verified with issuer
SBI ELITE source SBI Prime sourceForex costs are a key difference
Key differences
Best forex SBI ELITE 1.99%
Lowest fee SBI Prime ₹2,999
Best lounge SBI Prime 8/year lounge
Spend context
At ₹50k/month spend:
- SBI Prime: ~₹250/month at base rate
- SBI ELITE: Base earn not clearly specified
Approximate, based on base rates (before caps).
| SBI ELITE SBI | SBI Prime SBI | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 6/year vs 2/quarter | 6/year | 2/quarter |
| International lounge visits Only available for SBI Prime | Varies by variant | 4/year |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 1.99% vs 3.5% | 1.99% | 3.5% |
| Fees | ||
| Annual fee ₹4,999 vs ₹2,999 | ₹4,999 | ₹2,999 |
| Joining fee ₹4,999 vs ₹2,999 | ₹4,999 | ₹2,999 |
| Fee waiver spend ₹6,00,000 vs ₹3,00,000 | ₹6,00,000 | ₹3,00,000 |
| Rewards | ||
| Points per ₹100 No difference | 2 pts | 2 pts |
| Point cash value Only available for SBI Prime | Check issuer | ₹0.25 |
Notes
- Some data has low confidence — verify with the issuer before relying on it.
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Related compare links
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- SBI Prime vs BPCL SBI Card Octane SBI vs SBI
- SBI Prime vs PhonePe SBI SELECT BLACK SBI vs SBI
- SBI Prime vs SBI PULSE SBI vs SBI
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.