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IndianOil Axis Bank Premium vs Kotak Mojo Platinum – Full comparison

Both cards verified with issuer

IndianOil Axis Bank Premium source Kotak Mojo Platinum source

Lounge access differs between these cards

Spend context

At ₹50k/month spend:

  • IndianOil Axis Bank Premium: Base earn not clearly specified
  • Kotak Mojo Platinum: Base earn not clearly specified

Approximate, based on base rates (before caps).

IndianOil Axis Bank Premium AXIS Kotak Mojo Platinum KOTAK
Lounge Access
Domestic lounge visits
2/quarter vs 8/year
 2/quarter 8/year
Forex / International Use
Forex markup
No difference
 3.5% 3.5%
Fees
Annual fee
No difference
 ₹1,000 ₹1,000
Joining fee
No difference
 ₹1,000 ₹1,000
Rewards
Points per ₹150
Only available for Kotak Mojo Platinum
 Check issuer 8 pts

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Source: issuer websites + manual verification · Last verified 20 April 2026
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.