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SELECT vs SBI ELITE – Full comparison
Both cards verified with issuer
SELECT source SBI ELITE sourceForex costs are a key difference
Key differences
Best forex SBI ELITE 1.99%
Lowest fee SELECT ₹3,000
Best lounge SELECT 8/year lounge
Spend context
At ₹50k/month spend:
- SELECT: ~₹500/month at base rate
- SBI ELITE: Base earn not clearly specified
Approximate, based on base rates (before caps).
| SELECT AXIS | SBI ELITE SBI | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 2/quarter vs 6/year | 2/quarter | 6/year |
| International lounge visits Only available for SELECT | 2/year | Varies by variant |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 3.5% vs 1.99% | 3.5% | 1.99% |
| Fees | ||
| Annual fee ₹3,000 vs ₹4,999 | ₹3,000 | ₹4,999 |
| Joining fee ₹3,000 vs ₹4,999 | ₹3,000 | ₹4,999 |
| Fee waiver spend No difference | ₹6,00,000 | ₹6,00,000 |
| Rewards | ||
| Points per ₹100 5 pts vs 2 pts | 5 pts | 2 pts |
| Point cash value Only available for SELECT | ₹0.2 | Check issuer |
Notes
- Some data has low confidence — verify with the issuer before relying on it.
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Related compare links
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- SBI ELITE vs PhonePe SBI SELECT BLACK SBI vs SBI
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.