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Swiggy HDFC Bank vs RBL Bank World Safari – Full comparison

Both cards verified with issuer

Swiggy HDFC Bank source RBL Bank World Safari source

Forex costs are a key difference

Key differences

Best forex RBL Bank World Safari 0%
Lowest fee RBL Bank World Safari ₹0
Best lounge RBL Bank World Safari 4/year lounge

Spend context

At ₹50k/month spend:

  • Swiggy HDFC Bank: ~₹500/month at base rate
  • RBL Bank World Safari: ~₹250/month at base rate

Approximate, based on base rates (before caps).

Swiggy HDFC Bank HDFC RBL Bank World Safari RBL
Lounge Access
Domestic lounge visits
None vs 4/year
 None 4/year
Forex / International Use
Forex markup
3.5% vs 0%
 3.5% 0%
Fees
Annual fee
₹500 vs ₹0
 ₹500 ₹0
Joining fee
₹500 vs ₹0
 ₹500 ₹0
Fee waiver spend
Only available for Swiggy HDFC Bank
 ₹2,00,000 Not clearly specified
Rewards
Points per ₹100
1 pts vs 2 pts
 1 pts 2 pts
Point cash value
₹1 vs ₹0.25
 ₹1 ₹0.25

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Source: issuer websites + manual verification · Last verified 20 April 2026
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.