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HSBC TravelOne vs HPCL IDFC First Power+ – Full comparison

Both cards verified with issuer

HSBC TravelOne source HPCL IDFC First Power+ source

Forex costs are a key difference

Key differences

Best forex HSBC TravelOne 0%
Lowest fee HPCL IDFC First Power+ ₹1,999
Best lounge HSBC TravelOne 6/year lounge

Spend context

At ₹50k/month spend:

  • HSBC TravelOne: ~₹350/month at base rate
  • HPCL IDFC First Power+: ~₹130/month at base rate

Approximate, based on base rates (before caps).

HSBC TravelOne HSBC HPCL IDFC First Power+ IDFC
Lounge Access
Domestic lounge visits
6/year vs None
6/year None
International lounge visits
Only available for HSBC TravelOne
6/year Varies by variant
Forex / International Use
Forex markup
0% vs 3.5%
0% 3.5%
Fees
Annual fee
₹4,999 vs ₹1,999
₹4,999 ₹1,999
Joining fee
₹4,999 vs ₹1,999
₹4,999 ₹1,999
Fee waiver spend
Only available for HSBC TravelOne
₹4,00,000 Not clearly specified
Rewards
Points per ₹100
2 pts vs 1 pts
2 pts 1 pts
Point cash value
₹0.35 vs ₹0.25
₹0.35 ₹0.25

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.