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Amazon Pay vs IDFC FIRST Select – Full comparison
Both cards verified with issuer
Amazon Pay source IDFC FIRST Select sourceDifference is primarily driven by base reward rates
Key differences
Best rewards Amazon Pay ~1%
Best lounge IDFC FIRST Select 4/year lounge
Spend context
At ₹50k/month spend:
- Amazon Pay: ~₹500/month at base rate
- IDFC FIRST Select: ~₹130/month at base rate
Amazon Pay shows higher base earn at this spend
Approximate, based on base rates (before caps).
| Amazon Pay ICICI | IDFC FIRST Select IDFC | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits None vs 4/year | None | 4/year |
| Forex / International Use | ||
| Forex markup No difference | 1.99% | 1.99% |
| Fees | ||
| Annual fee No difference | ₹0 | ₹0 |
| Joining fee Only available for Amazon Pay | ₹0 | Not clearly specified |
| Rewards | ||
| Points per ₹100 No difference | 1 pts | 1 pts |
| Point cash value ₹1 vs ₹0.25 | ₹1 | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
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Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.