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Amazon Pay vs Scapia – Full comparison
Both cards verified with issuer
Amazon Pay source Scapia sourceForex costs are a key difference
Key differences
Best forex Scapia 0%
Best lounge Scapia Unlimited lounge
Spend context
At ₹50k/month spend:
- Amazon Pay: ~₹500/month at base rate
- Scapia: ~₹200/month at base rate
Approximate, based on base rates (before caps).
| Amazon Pay ICICI | Scapia FEDERAL | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits None vs Unlimited | None | Unlimited |
| Forex / International Use | ||
| Forex markup 1.99% vs 0% | 1.99% | 0% |
| Fees | ||
| Annual fee No difference | ₹0 | ₹0 |
| Joining fee No difference | ₹0 | ₹0 |
| Rewards | ||
| Points per ₹100 1 pts vs 2 pts | 1 pts | 2 pts |
| Point cash value ₹1 vs ₹0.2 | ₹1 | ₹0.2 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
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Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.